How do I get my personal injury medical bills paid?

In West Virginia, auto insurance policies may contain MedPay (this is optional in West Virginia and is not included in “Full Coverage”). This coverage will pay for your medical bills and lost wages up to the policy limits, which are determined by your specific medical treatment and they are typically reimbursed from the insurance company of the at-fault driver. If your injuries and the cost of care exceed the Med Pay policy limits, then you may be able to use private health insurance to cover unpaid medical bills.